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Construction & Property PI
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Construction Clients – A Heightened Landscape

08/02/2021

                  We now find ourselves in, what some might consider, a more precarious working environment. This rings true in particular, for construction professionals who were already navigating challenging market conditions. Taking out…read more

How to design and construct success in the hard market

22/10/2019

You will no doubt be well aware by now of the hardening market affecting UK based construction professional indemnity insurance risks. The number of insurers offering D&C PI has contracted, terms & coverage offered are more restrictive, limits of indemnity…read more

Financial Services PI
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Channel 4 documentary highlights shortcomings at the Financial Ombudsman Service (FOS)

17/06/2018

An investigative Channel 4 Dispatches documentary was controversially aired in March, detailing alleged shortcomings in training and knowledge at the Financial Ombudsman Service (FOS). The Dispatches documentary sent an undercover journalist to act as a trainee investigator within the watchdog…read more

Broker Warranty

12/01/2018

By “simply telling a client, here is the insurance policy documentation; be sure to read it and check it meets your requirements is not good enough” according to the Royal Court in Jersey, which awarded £528,500 to a café owner…read more

General PI
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The virtues of a small claims handling clause in professional indemnity insurance policies

03/02/2021

Small Claims Handling clauses (SCHC) are an under-utilised resource, and MGAs should consider their application more often. A SCHC is often perceived as the policyholder simply dealing with small matters in house; in fact the clauses are at their most…read more

COVID 19 – How can ransomware attacks affect your business?

15/12/2020

  2020 – a year of improbable curveballs for all of us; sure to have mid to long-term effects on all businesses regardless of the industry. Many of us have had to change our working practices as our team dynamics…read more

Legal PI
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Doncaster insurance firm fined by FCA

03/08/2018

The FCA have imposed a fine against One Call and its CEO in respect of their inadvertent failure to protect client money, which acts as a stark reminder to us of the importance of thorough auditing and risk transfer practices….read more

SRA to shake up qualification practices. Published April 2018.

04/04/2018

Following recently updated proposals from the Solicitors Regulation Authority (SRA), newly qualified solicitors will have the ability to establish their own practices without the requirement of further supervision once they are initially qualified. As the SRA enter the second phase…read more

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