After more than 20 years of a benign underwriting and pricing environment, the UK Directors’ & Officers’ Liability insurance market has become one of the most difficult to navigate during 2020, with many companies seeing double and triple digit increases in premium. Coupled with the changes to premiums and policy terms & conditions, many underwriters are reducing the levels of cover they offer on a D&O programme. This has generated increased demand for Excess Layer D&O cover, an area where Brunel’s Wholesale team have been able to assist brokers and their clients in recent weeks. They have achieved the successful placement of Excess D&O for such diverse risks as an AIM listed oil exploration company, a £65m income architect, a biotechnology research company, a gas & energy supplier and a property investment/commercial farming enterprise. Marrying up risks with those specialist underwriters who have the appetite to write Excess D&O has been the key to success. The Brunel Wholesale team have strong relationships with a number of D&O underwriters.